It is easy these days to go on line and see headlines that look like this: ?16 year old runner dies after completing her first ? marathon,? ?two men ages 31 and 35 die from preexisting but undiagnosed heart issues.? I understand that these headlines are from longer events, and in all cased the individuals did received emergency first aid very quickly. What about your event?

When a race director contacts our race group to purchase insurance, my team is trained to ask these questions as part of our fact finding:
What happens if a racer goes down during your event? What kind of medical arrangements have you made? How many ambulances do you have on site? Or are they on call? Where are they in relation to your race route? Do the ambulances have personal trained in emergency race medicine, or are they just sitting in a parking lot waiting? How many IAD?s to you have at your disposal, does your staff know how to use one, do you know where they are located during the race?

As part of your race planning you need to build a relationship with a doctor or medical group with event experience and that can act as a trusted partner. They need to be a part of your planning from day one, during and after the event. Yes, you can buy medical malpractice to cover your docs and medical volunteers. In the event your company, organization or race is sued because of a race related death it is cheaper to have purchased the coverage, than paying the lawyers.